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Spend time instead of money on your happiness
Idle hands are the devil’s playthings, as the story goes. One way spare time can harm one’s life is financially. Consider the numerous things you buy in the course of ” finding something to do, ” like when you’re window- shopping, or ” browsing, ” the stores. How many of us have music CDs and […]
Payday lenders that don’t have a storefront are risky
An increasing number of consumers are relying on payday loans to see them through tough financial times. Taking out one of these loans at the brick and mortar location of a payday lender is fraught with pitfalls, but those risks become even greater when the consumer chooses an online payday loan. These online cash advances […]
Earning More out of a Savings Account
Nowadays, ordinary savings accounts don’t give the best yields as they are typically used simply as a cash repository. In most instances, interest rates can be as low as half a percent of one percent. This can mean only a few cents per one hundred dollars saved. While prospects are small, there are good […]
How to Avoid a Bad Mortgage
Many mistakes made by new homeowners during the 2008 financial crisis can easily be avoided with a few common sense tips that everyone should know. These tips can be a lifesaver when it comes to acquiring a good mortgage without resorting to heavy borrowings. During last decade’s housing bubble, many inexperienced buyers made the […]
The Basics of Life Insurance Policies
If it’s your first time looking at life insurance, then chances are you’re going to go for the term insurance. This is the most basic kind of policy, and is easy to understand. The ” term ” in its name denotes that it is for a fixed period of time, usually five, 10, 20 or […]